Terra Hill
Overview
Terra Hill is a freehold condominium by Hoi Hup Sunway Kent Ridge Pte. Ltd., set on a generous 19,365 sqm site along Yew Siang Road in the Pasir Panjang area of District 5 (RCR). Formerly Flynn Park, the development comprises 270 homes across 9 low-rise blocks of 5 storeys — a rare configuration that prioritises space, privacy, and openness. Unit types span 2BR (from 624 sqft) through to 5BR penthouses (up to 3,035 sqft), catering to a wide range of buyers across The Signature Collection and The Prestige Collection. The Prestige Collection features exclusive 4BR and 5BR units with private lift lobbies, walk-in wardrobes, and marble finishes throughout. All units include smart home features (Fermax gateway, Yale digital locksets), 5-tick energy-efficient aircon, and ceiling fans. Facilities include a 50m lap pool, aqua gym, jacuzzi, yoga deck, teppanyaki pavilion, BBQ pavilions, mini putt, fitness terrace, and a dedicated kids pool and splash pad. Terra Hill targets Green Mark Platinum and Super Low Energy certification, with solar panels for common areas and EV charger provisions. Located just 350m (4 mins walk) from Pasir Panjang MRT on the Circle Line, with direct connectivity to the CBD. Strategically positioned next to the Greater Southern Waterfront master plan — one of Singapore's most anticipated urban transformation projects spanning 30km of coastline from Pasir Panjang to Marina East.
Price & Units
Location
Nearby Amenities
- Pasir Panjang MRT (350m / 4 mins walk)
- Blangah Rise Primary (~1.72km)
- VivoCity / Harbourfront (3 MRT stops)
Our Analysis
Full analysis coming soon.
We're working on an in-depth review for this project.
Payment Plan
Calculator Inputs
Loan Amount
S$ 1,457,250
Down Payment
S$ 485,750
BSD
S$ 66,750
Full Monthly (after TOP)
S$ 7,295
Section A — Purchase Timeline(from OTP to legal exercise)
Option to Purchase (OTP) Issued
Booking fee — cash only, non-refundable
23 May 2026
S$ 97,150
Sales & Purchase (S&P) Agreement Received
Developer sends S&P within 2 weeks of OTP
6 Jun 2026
Exercise S&P Agreement
Pay remaining downpayment — cash or CPF
27 Jun 2026
S$ 291,450
Stamp Duty Due
BSD (tiered formula) + ABSD if applicable
11 Jul 2026
S$ 66,750
Tenure Comparison
Normal (25 yrs)
S$ 7,295/mth
Extended (35 yrs)
S$ 6,023/mth
*LTV ≥ 55% required
Monthly Savings
S$ 1,273/mth
vs normal tenure
Total cash/CPF needed (OTP to exercise + stamp duty)
S$ 455,350
Section B — Progressive Payment During Construction
During construction the bank disburses progressively. You pay a full amortised instalment on the drawn amount — not interest-only. Monthly payment steps up at each milestone as more of the loan is released.
Foundation
Buyer Lump Sum
S$ 97,150
Cash / CPF
Bank Disburses
S$ 97,150
Cumulative: S$ 97,150
Monthly Payment
S$ 486
/month from this stage
7% of full instalment
Concrete Framework
Buyer Lump Sum
—
Bank Disburses
S$ 194,300
Cumulative: S$ 291,450
Monthly Payment
S$ 1,459
/month from this stage
20% of full instalment
Brick Wall / Partition Walls
Buyer Lump Sum
—
Bank Disburses
S$ 97,150
Cumulative: S$ 388,600
Monthly Payment
S$ 1,945
/month from this stage
27% of full instalment
Ceiling of Unit
Buyer Lump Sum
—
Bank Disburses
S$ 97,150
Cumulative: S$ 485,750
Monthly Payment
S$ 2,432
/month from this stage
33% of full instalment
Interior (Electrical & Plumbing)
Buyer Lump Sum
—
Bank Disburses
S$ 97,150
Cumulative: S$ 582,900
Monthly Payment
S$ 2,918
/month from this stage
40% of full instalment
Roads, Drains & Carpark
Buyer Lump Sum
—
Bank Disburses
S$ 97,150
Cumulative: S$ 680,050
Monthly Payment
S$ 3,404
/month from this stage
47% of full instalment
Temporary Occupation Permit (TOP)
Buyer Lump Sum
—
Bank Disburses
S$ 485,750
Cumulative: S$ 1,165,800
Monthly Payment
S$ 5,836
/month from this stage
Legal Completion (CSC)
Buyer Lump Sum
—
Bank Disburses
S$ 291,450
Cumulative: S$ 1,457,250
Monthly Payment
S$ 7,295
/month from this stage
Total cash/CPF across all stages (excl. stamp duty)
S$ 485,750
* Dates are estimates based on typical BCA construction milestones. Actual dates depend on developer progress notices. Max loan tenure for private residential property is 30 years (Singapore MAS rules). LTV limits: 75% for first property, 45% for second, 35% for third+.
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