Aurelle of Tampines
Overview
Executive condominium across 14 blocks in Tampines North, 5 minutes from Tampines North MRT. Resort-style amenities and landscaped grounds cater to families seeking suburban living with strong connectivity. Fully sold out.
Price & Units
Location
Our Analysis
Full analysis coming soon.
We're working on an in-depth review for this project.
Payment Plan
Calculator Inputs
Loan Amount
S$ 1,062,750
Down Payment
S$ 354,250
BSD
S$ 41,280
Full Monthly (after TOP)
S$ 5,320
Section A — Purchase Timeline(from OTP to legal exercise)
Option to Purchase (OTP) Issued
Booking fee — cash only, non-refundable
22 May 2026
S$ 70,850
Sales & Purchase (S&P) Agreement Received
Developer sends S&P within 2 weeks of OTP
5 Jun 2026
Exercise S&P Agreement
Pay remaining downpayment — cash or CPF
26 Jun 2026
S$ 212,550
Stamp Duty Due
BSD (tiered formula) + ABSD if applicable
10 Jul 2026
S$ 41,280
Tenure Comparison
Normal (25 yrs)
S$ 5,320/mth
Extended (35 yrs)
S$ 4,392/mth
*LTV ≥ 55% required
Monthly Savings
S$ 928/mth
vs normal tenure
Total cash/CPF needed (OTP to exercise + stamp duty)
S$ 324,680
Section B — Progressive Payment During Construction
During construction the bank disburses progressively. You pay a full amortised instalment on the drawn amount — not interest-only. Monthly payment steps up at each milestone as more of the loan is released.
Foundation
Buyer Lump Sum
S$ 70,850
Cash / CPF
Bank Disburses
S$ 70,850
Cumulative: S$ 70,850
Monthly Payment
S$ 355
/month from this stage
7% of full instalment
Concrete Framework
Buyer Lump Sum
—
Bank Disburses
S$ 141,700
Cumulative: S$ 212,550
Monthly Payment
S$ 1,064
/month from this stage
20% of full instalment
Brick Wall / Partition Walls
Buyer Lump Sum
—
Bank Disburses
S$ 70,850
Cumulative: S$ 283,400
Monthly Payment
S$ 1,419
/month from this stage
27% of full instalment
Ceiling of Unit
Buyer Lump Sum
—
Bank Disburses
S$ 70,850
Cumulative: S$ 354,250
Monthly Payment
S$ 1,773
/month from this stage
33% of full instalment
Interior (Electrical & Plumbing)
Buyer Lump Sum
—
Bank Disburses
S$ 70,850
Cumulative: S$ 425,100
Monthly Payment
S$ 2,128
/month from this stage
40% of full instalment
Roads, Drains & Carpark
Buyer Lump Sum
—
Bank Disburses
S$ 70,850
Cumulative: S$ 495,950
Monthly Payment
S$ 2,483
/month from this stage
47% of full instalment
Temporary Occupation Permit (TOP)
Buyer Lump Sum
—
Bank Disburses
S$ 354,250
Cumulative: S$ 850,200
Monthly Payment
S$ 4,256
/month from this stage
Legal Completion (CSC)
Buyer Lump Sum
—
Bank Disburses
S$ 212,550
Cumulative: S$ 1,062,750
Monthly Payment
S$ 5,320
/month from this stage
Total cash/CPF across all stages (excl. stamp duty)
S$ 354,250
* Dates are estimates based on typical BCA construction milestones. Actual dates depend on developer progress notices. Max loan tenure for private residential property is 30 years (Singapore MAS rules). LTV limits: 75% for first property, 45% for second, 35% for third+.
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